Lifetime ISA vs Help to Buy ISA – what you need to know

As the UK’s largest specialist affordable housing solicitor, we have many clients using Lifetime ISAs and the Help to Buy ISAs to help buy their first home. However, it is useful to know there are some important differences between them, and special rules apply for buying a shared ownership property. Help to Buy ISA With  … Read more

Compliance: Anti-money laundering and identity requirements

Buying a new home is a very exciting time but can also be quite daunting as there is a lot of legal paperwork to sort out and understand. When you instruct a solicitor to act on your behalf, one of their first jobs, which is required by law, is to verify your identity, and in  … Read more

Help to Buy Equity Loan: 2021-2023 Scheme – Experience Counts!

Arash Remasi, Partner and Head of New Build Outright   The positive impact over the years on the lives of many homeowners that Homes England has achieved though their equity loan assistance scheme is undeniable. It has helped so many people get onto, and indeed even move up, the property ladder earlier than they may  … Read more

Conveyancing Fees explained

When purchasing a shared ownership property (or any property for that matter), you will need to instruct a solicitor to act on your behalf.  It is worth getting a few quotations from different firms for a comparison of costs, but it is important to look beyond the “headline fee” to find out what each solicitor  … Read more

The Conveyancing Process

Buying a new home is an exciting time but can also be overwhelming as there is a lot of legal paperwork to organise. In this article we aim to give you an idea of what happens in the conveyancing process and the timescales involved. When you purchase a property there are usually a number of  … Read more

Stamp Duty Land Tax ‘Holiday’

Andrew Theoff, Managing Partner:   This month Andrew Theoff, Managing Partner, looks at how the “Stamp Duty holiday” announced on 8th July by the Chancellor works and how it affects purchasers of shared ownership properties. What is Stamp Duty? Stamp Duty Land Tax to give it it’s full title (generally shortened to SDLT) is a  … Read more

May the 13th – Not an unlucky date for the Housing Market…

Lucy Owen, Partner and Head of Resales: T’was the night before Wednesday 13th May 2020 and being a typical married couple, myself and the husband were sitting on the same sofa ignoring each other and scrolling on our phones instead.  Looking through the news I saw an announcement which made me more excited than I  … Read more

Locked in by lockdown?

Lucy Owen, Partner and Head of Resales: In short, the answer to whether buyers and sellers can look to carry on their house moves is a big fat YES! You don’t have to read the rest of this article now… but please do. The Government has issued guidelines regarding house moves during the lockdown period,  … Read more